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Oscar Morante
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Get Money To Short Sale Your Property

Some Bank's You Pay Up to $3,000!

Call 971-222-3734

Email:  Oscar@OscarPDX.com

$3000 for Short Selling Over Mortgaged House

Sample Short Sale Approval Letters

Email:  Oscar@OscarPDX.com

 

How It Works & What to Do

Hi,

This is Oscar.  I am a real estate agent licensed in Oregon and Washington.  I have been doing Short Sales since 2003.  If you need a short sale, I can definitely help you.  Call me at 971-222-3734

 

How it Works:

Right now, most government related loans qualify for Short Sale incentive programs.  Basically, in order for the bank to not have to foreclose, the bank pays the homeowner to sell the property on a short sale.  This is done through government programs.  The most common program is called HAFA (Home Affordable Foreclosure Alternative).  Lots of over-mortgaged homeowners qualify for this. 

If your mortgage is with one of the bigger banks, such as Bank of America, Chase, Wells Fargo, etc, there is a good chance that you qualify.  If you are in default, call your bank and ask them.  They will tell you.

These programs, such as HAFA, are not permanent, and are subject to change as soon as it is convenient to the government.  If you are in default, and will sooner or later lose the property anyway, you should consider short selling, specially if you qualify for the moving incentive. 

What to Do:

  1. Check your bank mailings.  There may be a letter indicating this
  2. Call the bank and ask about this
  3. Find out if your property has a HUD, Fannie Mae or Freddie Mac loan
  4. Call me, Oscar Morante – Realtor,  at 971-222-3734    or   Email:  Oscar@OscarPDX.com

When to Do It:

Now is the time to do it.  Timing is very important.  It took almost (2) years for HAFA, and the other programs, to actually be functioning as planned.  Right now it is not clear how long exactly this programs will last.  If you can't keep the property, take advantage of the program now.  The predecessor to HAFA never actually worked.  In addition, as you know, often politicians don't stop programs because that would be unpopular.  What they do is add hoops to make sure in reality most people actually don't qualify or make it through.   The time to do it is now because right now these short sale incentive programs are actually working. 

 

Here are some testimonials,
 
Dear Oscar,
Sylvia and I would like to thank you for taking charge of the sale of our property.
The whole process was painless and went exactly as you outlined in the very beginning of the transaction. We appreciate your professional manner and honesty and would encourage anyone to use the services offer.
If you need a reference in the future, just let us know.
Thanks again.
Leroy – Portland
 
I am completely satisfied and happy with the service Oscar Morante provided. My home was over $100k "under water." I needed help. I did a lot of online research once I determined that the best way to sell my home in a depressed market was to pursue a short sale. The concept of a short sale was intimidating and quite scary. After my initial phone call with Oscar, I knew that he was the one…
T.S. Portland
 
My home was so far underwater on my mortgage, I didn't know what to do! When I found Oscar he explained a simple and easy solution to the short-sale of my property. He was knowledgeable, and kept me informed every step on the way. I was impressed at how quickly he took the sales process from buyer offer, to closed; he was tenacious! In the end I owed not one single penny, and saved my credit score with an easy short sale. I would recommend Oscar's services to anyone. –
E in Portland
 
 
Very knowledgeable and effective Last fall I needed to make some difficult decisions regarding my family home. Due to a lay-off, I could no longer afford the property. Luckily I found Oscar Morante in my search for answers. Oscar explained to me the short sale process in a way that I could clearly understand. I decided that a short sale was the best way to resolve my present situation. I listed the house with Oscar immediately. He effectively marketed the property and negotiated with my creditors for the best possible outcome. I sold the house. I don't owe anything on it. I highly recommend Oscar if you are considering a short sale transaction. Thanks for your help!
Eric in Gresham